🔀Decentralized Lending
In the decentralized lending model, users can access capital from loans directly from a decentralized pool of funds. Token holders can stake their tokens to receive a share of the platform's revenue. Furthermore, the same mechanisms utilized in the centralized lending model to increase the total amount of funds in the pool will also be applied to the decentralized lending model.
Capital Lending's decentralized platform allows borrowers to apply for loans based on more decentralized factors, such as: holdings, history and age of wallets, PNL details, and history of user.
How it will work
Users access the lending pool through their crypto wallets, interacting directly with our decentralized lending platform.
Borrowers initiate loan requests by interacting with our platform, specifying loan parameters such as loan amount, interest rate, collateral, and repayment terms.
Our platform then executes the loan conditions in a transparent and automated manner. Borrowers will then receive loan funds directly into their wallets.
Borrowers repay loans by transferring cryptocurrency to the designated deposit address according to the agreed upon terms.
The decentralized platform operates autonomously, providing users with self-service capabilities to manage their loans and monitor repayment status.
Token holders participate in revenue sharing by staking their CPL tokens. Revenue generated from lending activities is periodically distributed to stakers in proportion to their stake position.
In summary, our decentralized lending platform benefits our community by providing additional access to capital, generating income for token holders, fostering financial inclusion, and contributing to the growth of Capital Lending.
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