🗃️Centralized Lending

By lending money to users and generating revenue from interest income, we are able to create a sustainable revenue stream for token holders while providing borrowers with access to much needed financing.

A portion of the interest income generated from the loans will also be allocated to increasing the total amount of funds available for lending. Additionally, 2% of the buy/sell tax on the token will also go towards expanding the total funds. This allows us to continuously expand the lending pool over time, enabling the platform to accommodate more borrowers and generate higher returns. These factors will help foster the growth and success of the Capital Lending platform.

How it will work

User Registration/KYC: Users interested in centralized lending will first register an account on the Capital Lending platform, providing necessary information such as financial information, contact information, and supporting documents. Minimal to standard KYC information may be required depending on the loan conditions.

Loan Application: Once registered and verified, users can access the centralized lending section of the platform to apply for loans. They will specify loan details such as loan amount, desired interest rate, repayment term, and collateral.

Loan Approval: Loan applications are processed by the platform's centralized system, which evaluates user creditworthiness, risk factors, and compliance with regulatory requirements. Upon approval, users receive funds directly into their accounts.

Repayment: Borrowers repay loans according to the agreed-upon terms, including interest payments and principal repayment. Repayment schedules are managed through the centralized platform, which provides notifications and reminders to ensure timely payments.

Customer Support: Users have access to customer support services provided by Capital Lending, including assistance with loan applications, account management, and troubleshooting.

Revenue Sharing: Token holders participate in revenue sharing by staking their CPL tokens. Revenue generated from lending activities is periodically distributed to stakers in proportion to their stake position.

In summary, our Centralized Lending platform is a traditional loaning platform where borrowers apply for loans based on set criteria, such as: personal information, bank statements, and proof of income.